Terms and Conditions

Use of the Website

By accessing the website, you warrant and represent to the website owner that you are legally entitled to do so and to make use of information made available via the website.


The trademarks, names, logos and service marks (collectively “trademarks”) displayed on this website are registered and unregistered trademarks of the website owner. Nothing contained on this website should be construed as granting any license or right to use any trademark without the prior written permission of the website owner.

External links

External links may be provided for your convenience, but they are beyond the control of the website owner and no representation is made as to their content. Use or reliance on any external links and the content thereon provided is at your own risk.


The website owner makes no warranties, representations, statements or guarantees (whether express, implied in law or residual) regarding the website.

Disclaimer of liability

The website owner shall not be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect or consequential), personal injury or expense of any nature whatsoever which may be suffered by you or any third party (including your company), as a result of or which may be attributable, directly or indirectly, to your access and use of the website, any information contained on the website, your or your company’s personal information or material and information transmitted over our system. In particular, neither the website owner nor any third party or data or content provider shall be liable in any way to you or to any other person, firm or corporation whatsoever for any loss, liability, damage (whether direct or consequential), personal injury or expense of any nature whatsoever arising from any delays, inaccuracies, errors in, or omission of any share price information or the transmission thereof, or for any actions taken in reliance thereon or occasioned thereby or by reason of non-performance or interruption, or termination thereof.

Conflict of terms

If there is a conflict or contradiction between the provisions of these website terms and conditions and any other relevant terms and conditions, policies or notices, the other relevant terms and conditions, policies or notices which relate specifically to a particular section or module of the website shall prevail in respect of your use of the relevant section or module of the website.


Any provision of any relevant terms and conditions, policies and notices, which is or becomes unenforceable in any jurisdiction, whether due to being void, invalidity, illegality, unlawfulness or for any reason whatever, shall, in such jurisdiction only and only to the extent that it is so unenforceable, be treated as void and the remaining provisions of any relevant terms and conditions, policies and notices shall remain in full force and effect.

Applicable laws

Use of this website shall in all respects be governed by the laws of the state of Pennsylvania, U.S., regardless of the laws that might be applicable under principles of conflicts of law. The parties agree that the courts located in Allegheny county, Pennsylvania, shall have exclusive jurisdiction over all controversies arising under this agreement and agree that venue is proper in those courts.


General. Access to or use of certain Services requires payment of a subscription or access fee (such services the "Select Services"). By selecting a Select Service via your Account or otherwise, you agree to pay all account charges at the prices then in effect in addition to all applicable taxes and other fees that accrue in relation to use of the Select Services by you or other persons (including your agents) using your Account, and you expressly authorize TMJ to charge the payment method you provide during registration (or as updated by you thereafter) (your "Payment Method") for the Select Services you have chosen. Except as set forth under "Termination" below, all fees are non-refundable. All fees and applicable taxes, if any, are payable in United States dollars.

For certain premium accounts, TMJ may offer the choice of payment via your Payment Method or corporate account invoicing. For accounts setup on an invoice basis, you agree to pay TMJ all amounts stated in such invoices within thirty (30) days of receipt. For more information about the Select Services and available payment methods, refer to eProcessingNetwork .

Recurring Billing. Most subscription plans to the Select Services consist of an initial period, for which there is a one-time charge, followed by recurring periodic charges as agreed to by you (e.g., annual or monthly). By entering into these Terms of Service, you acknowledge that your subscription has an initial and recurring payment feature and you accept responsibility for all recurring charges prior to cancellation. We may also periodically authorize your Payment Method in anticipation of subscription fees or related charges.

Auto-renewal. Subscriptions to the Select Services will be automatically extended for successive renewal periods for the same duration as the subscription term originally selected by you, at the then-current, non-promotional subscription rate. You may cancel your subscription at any time. Please see the Section below titled "Termination" for further information.

Change in Amount Authorized. If the amount to be charged to your Account varies from the amount you preauthorized (other than due to the imposition or change in the amount of state sales taxes), you have the right to receive, and TMJ shall provide, notice of the amount to be charged and the date of the charge at least ten (10) days before the scheduled date of the transaction.


By You. You may cancel your Account, or change, or cancel your subscription to the Select Services at any time through your Account settings. If you cancel your subscription within three (3) business days after the beginning of the monthly or annual term, your subscription will not be renewed after your then current term expires. For annual subscriptions, if you cancel outside of three (3) business days but within fourteen (14) days of the beginning of the annual term, TMJ will convert your Account to a free account and refund to you 90% of the subscription fees paid for the then-current term. If you cancel a monthly subscription more than three (3) business days after the beginning of the monthly term, or you cancel an annual account after the first fourteen (14) days of the term, you won’t be eligible for a prorated refund of any portion of the subscription fee paid for the then-current subscription period and TMJ will not refund any fees paid by you for that period. Instead, your Account will remain active for the remainder of the term for which you paid and will then be converted to a free account. Your non-termination or continued use of the Select Services reaffirms that TMJ is authorized to charge your Payment Method. TMJ may submit those charges for payment and you will be responsible for such charges. This does not waive TMJ’s right to seek payment directly from you. Your charges may be payable in advance, in arrears, per usage, or as otherwise described when you initially subscribed to the Select Services.

By Us. TMJ reserves the right to discontinue the Services or to change the Services at any time and without prior notice to you, except that TMJ will provide notice of such discontinuation to corporate account holders. In the event of such discontinuation by TMJ, TMJ will refund any fees paid by you, prorated proportionally to the amount of time remaining in the then-current subscription period. For monthly subscriptions, that period is one month, and for annual subscriptions, that period is one year.

If you breach any of these Terms of Service, TMJ will have the right to suspend or disable your Account, or terminate these Terms of Service immediately at its sole discretion and without prior notice to you. In the event of your breach of these Terms of Service, TMJ will not be required to refund any fees paid by you and you will remain liable for all amounts due hereunder.

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